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Search results “Hire purchase advantages and disadvantages”
Hire Purchase | Meaning | Feature | Obligation | Advantage | Disadvantage |
 
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Meaning - Hire purchase system originated in U.K. - Hentry moore a Piano maker introduced this system in 1846 - It is defined as transaction in which the goods are let on hire with an option to the hirer to purchase them with the following stipulations 1. Payment to be made in installments over a specified period 2. the possession is delivered to the hirer at the time of entering in to the contract 3. the ownership in the goods passes to the hirer on payment of the last installment Obligation 1 To comply with the agreement. 2 To take care of goods. 3 Not to make unathorised use. 4 To give information. 5 To refund on seizure of goods. Hire purchase aggrement Hire purchase is based on an agreement.It has to be in writing and signed by both parties. The agreement must contain 1. Description of the goods 2. Hire purchase price of the goods 3. The date of commencement of the agreement. 4. The number of instalments ,amount, and due date Advantage i. Financing of an asset through hire purchase is very easy. ii. Hire purchaser becomes the owner of the asset in future. iii. Hire purchaser gets the benefit of depreciation on asset hired by him/her. iv. Hire purchasers also enjoy the tax benefit on the interest payable by them. Disadvantage i. Ownership of asset is transferred only after the payment of the last installment. ii. The magnitude of funds involved in hire purchase are very small and only small types of assets like office equipment’s, automobiles, etc., are purchased through it. iii. The cost of financing through hire purchase is very high.
Views: 457 Smart Education
2 1 Hire Purchase
 
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Introduction to Hire Purchase and Instalment Purchase system
Views: 112750 Gagan Kapoor
Advantages and Disadvantages of Leasing
 
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Leasing is becoming a preferred solution to resolve fixed asset requirements vs. purchasing the asset. To learn more click on the below link: https://efinancemanagement.com/sources-of-finance/advantages-and-disadvantages-of-leasing
Views: 2286 eFinanceManagement
Sources of Finance - Hire Purchase and Leasing
 
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Two more widely-used external sources of finance - hire purchase and leasing - are explained in this short revision video.
Views: 9519 tutor2u
LEASING FINANCING FINANCIAL SERVICES AND MARKET
 
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LEASING FINANCING FINANCIAL SERVICES AND MARKET
Views: 362 Shashi Aggarwal
2  Advantages and Disadvantages of LEASE  the pros and cons
 
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This short video - discuss - pros and cons of LEASE i.e. whether to go for lease or not. THE DECISION CRITERIA.
Views: 1629 financeschoolin
Leasing | Meaning | Purpose | Advantage | Disadvantage | Diff. btw. Rent & lease
 
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WHAT IS A LEASE OR LEASING? A famous quote by Donald B. Grant says, “Why own a cow when the milk is so cheap? All you really need is milk and not the cow.” The concept of Lease is influenced by this quote. We can compare ‘milk’ with the ‘rights to use an asset’ and ‘cow’ with the ‘asset’ itself. Ultimately, a person who wants to manufacture a product using machinery can get to use that machinery under a leasing arrangement without owning it. Meaning A lease can be defined as an arrangement between the lessor (owner of the asset) and the lessee (user of the asset) whereby the lessor purchases an asset for the lessee and allows him to use it in exchange for periodical payments called lease rentals or minimum lease payments (MLP). Leasing is beneficial to both the parties for availing tax benefits or doing tax planning. At the conclusion of the lease period, the asset goes back to the lessor (the owner) in an absence of any other provision in the contract regarding compulsory buying of the asset by the lessee (the user). There are four different things possible post-termination of the lease agreement. 1.) The lease is renewed by the lessee perpetually or for a definite period of time. 2.) The asset goes back to the lessor. 3.) The asset comes back to the lessor and he sells it off to a third party. 4.) Lessor sells to the lessee Advantage A.) Advantages of Leasing to the Lessor 1.) Higher Profits The lessor acting can make high profits from leasing of the asset. The profits will take care of his cost of capital as well as the risk involved. 2.) Tax Benefits The lessor being the owner of the asset can claim various tax benefits such as depreciation, investment allowance, etc. In fact, leasing has been successfully employed by the leasing companies to reduce their tax liabilities. Disadvantage 1.) High Risk of Obsolescence The lessor has to bear the risk of obsolescence especially in the present era of rapid technology developments. 2.) Competitive Market As a number of leasing companies have emerged in recent years in India, the lessor has to face a tough competition from Indian as well as foreign companies. Difference between rent and lease Rental agreement provides for a tenancy of a short period (often 30 days) that is automatically renewed at the end of the period unless the tenant or landlord ends it by giving written notice. For these month-to-month rentals, the landlord can change the terms of the agreement with proper written notice. A written lease, on the other hand, gives a renter the right to occupy a rental unit for a set term -- most often for six months or a year but sometimes longer -- as long as the tenant pays the rent and complies with other lease provisions. The landlord cannot raise the rent or change other terms of the tenancy during the lease, unless the tenant agrees.
Views: 135 Smart Education
15 Disadvantages Of Leasing A Vehicle
 
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1. You don't own the car at the end of the lease (although there is always the option to buy). 2. Expensive in the Long Run. 3. You’ll also need to make sure any damage is repaired before you hand your lease car back.  4. If you lease one car after another, monthly payments go on forever. 5.  A contract is a contract: You will find it costly to terminate a lease early if your driving needs change. 6. When you sign your lease, you will be limited to travelling a set number of miles per year. 7. You must have a stable and predictable source of income. 8. You could face excessive wear and tear charges. 9. High Insurance Cost. 10. Occasionally you will be charged a down payment, then you will need to pay this expense each time you renew your lease. 11.  In most cases, you must purchase gap insurance. 12. Requires Good Credit. 13. No Customizations 14. You need a stable source of income because you need to make consistent monthly payments. 15. Confusing.
Views: 78 Patel Vidhu
HIRE PURCHASE (TERM OF CONTRACT)
 
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BUSINESS LAW DSM3C 2018
Views: 181 Izzah Pola
Buying vs Leasing a Car 101: How to pick the BEST choice
 
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Here’s a common questions I’m asked…is it better to lease or buy a car, and which one is a financially better move? I’ve done both, and these are my thoughts as to which one is better - enjoy! Add me on Snapchat/Instagram: GPStephan The short answer is that it really depends on your situation and how long you plan to keep the car, but I’ll describe the pros and cons of each and what might work best with you. Lets start with owning and buying a car. First of all, you can buy pretty much whatever car you want, unlike leasing where it’s almost always a new or newer car. Generally, unless you just buy your car outright in cash, you’ll end up financing the car. This is when you take the cost of the car, minus your down payment, and get a loan which you’ll pay off over a specific period of time - the most common being 48-72 months. And then you’ll also pay whatever state sales tax is on top of your purchase. Factor all that in…and then once you pay off your loan, congratulations - you own the car free and clear. And then when you go to sell it, you’ll get whatever price the car is worth - minus whatever you might still owe on the car. However, a few drawbacks of this - unless under warranty, you’ll generally be responsible for maintenance and wear and tear items during your ownership, especially on an older car, and this can add to the cost…you’ll also need to pay sales tax on the purchase price upfront…and totally separate from that, your monthly payments tend to be higher with owning than with leasing. Leasing generally works best if you’re the type of person who always wants to have a newer car every few years. If you plan to get one car and drive it forever to the ground… don’t lease your car. But depending on how long you plan to keep the car, leasing could actually save you money. With leasing, you’ll generally be leasing a brand new or newer car. You’ll usually have a down payment and then generally you’ll have a 24-36 month term where you have a fixed monthly payment, along with a set number of miles you can drive each year. You’ll need to return the car with your set amount of miles or less or risk paying fees and penalties. Now when you lease a car, you’re not paying the full amount of sales tax upfront - which can save you a TON of money. The lease price is determined but the depreciation the car is going to see during ownership, plus some finance charges. You’re basically just paying a monthly amount of the depreciation, rather than the entire cost of the car. Therefore, with leases, you’ll generally pay LESS per month to drive the car because your financing only the deprecation…not the entire thing like when owning a car. With a lot of leases, too, maintenance is often covered…so you can pretty much just pay a set monthly price and not have to worry about normal wear and tear/maintenance costs that come up. And when the lease is done, you don’t have the hassle of needing to sell it…you just turn it back and you’re done. So here’s my thoughts. Both leasing and owning have their own advantages and disadvantages, and what makes one better than the other is dependent on your situation. If you plan to keep your car more than 5 years or so…it’s almost always better to buy the car. Whether you buy a brand new car or an old used one, the longer you plan to keep the car, the more it starts making sense to buy it. But if you’re like me and you want the privilege of owning a new car every few years… it’s cheaper just to lease it - it means I pay less per month since I’m only paying for the depreciation, I don’t need to pay sales tax on the entire cost of the car - only on my monthly payment, and I can simply swap it out when the lease is done to get a new one. Ideally, for most people out there who just need a car to get from A to B…the BEST option is to buy a car that’s 3-5 years old and has already hit most of its depreciation. After about 5 years, most cars depreciate at a much, much slower pace - so buying a car like this and keeping it forever would be the most financially “sane” thing to do. Then just finance it at a low interest rate, re-invest whatever money you would’ve spent on the car, and hold it. Then when the car falls apart and you can’t drive it anymore, do it again. For business inquiries or one-on-one real estate investing/real estate agent consulting or coaching, you can reach me at [email protected] Suggested reading: The Millionaire Real Estate Agent: http://goo.gl/TPTSVC Your money or your life: https://goo.gl/fmlaJR The Millionaire Real Estate Investor: https://goo.gl/sV9xtl How to Win Friends and Influence People: https://goo.gl/1f3Meq Think and grow rich: https://goo.gl/SSKlyu Awaken the giant within: https://goo.gl/niIAEI The Book on Rental Property Investing: https://goo.gl/qtJqFq Favorite Credit Cards: Chase Sapphire Reserve - https://goo.gl/sT68EC American Express Platinum - https://goo.gl/C9n4e3
Views: 151889 Graham Stephan
Hire purchase part-1(EASIEST WAY)
 
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Hello students today we have discussed the following topics in our hire purchase part-1:- 1-what is hire purchase 2-cash price 3-downpayment 4-interest 5-installment on cp Watch the full video for better understandings contact us:-https://www.facebook.com/MDNAYAK123/ google+:-https://plus.google.com/u/109797419... Don't forget to subscribe my channel and press the bell icon too... you can also follow me on Instagram as Mandar Dhar Nayak Thank you!!!!!!!!!!!!!!!!!!!!!!keep supporting!!!!!!!!!!!!!!!
Views: 75 Mandar dhar Nayak
Hire Purchase financing
 
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Views: 19 Bank Loan
Hire Purchase (Uniten)
 
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Malaysian Commercial Law Example of purchase a goods by using hire purchase Universiti Tenaga Nasional
Views: 47 Fithri Salleh
Van Leasing Buyers Guide From Vanarama
 
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Vanarama Van Leasing Buyers Guide. Free Copy Giving You Tips & Advice on Leasing. Includes The advantages and disadvantages of the different leasing options including Contract Hire & Finance Lease and also Lease Purchase & Contract Purchase. Essential reading for anyone buying or leasing a new van.
Views: 178 VANARAMA ILFORD
Car finance - what you need to know | Top10s
 
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A huge number of UK buyers choose to fund their dream cars through a finance deal. With so many ways to finance a car, how do you work out which works best for you? In this Top 10 guide, I sift through the acronyms to explain each of the methods available, and the pros and cons of each. Subscribe to carwow on YouTube – http://www.youtube.com/c/Carwow?sub_confirmation=1 Read more about car finance in our in-depth guide – https://www.carwow.co.uk/guides/financing/car-finance-guide Awkward haggling is a thing of the past with carwow. Choose your perfect car with our configurator tool and let the country’s best dealers compete over you. Compare the five best offers by price, location and dealer ratings and choose the one that’s right for you – no hassle, no haggling, just a great deal. Visit our site to save money on your new car – https://www.carwow.co.uk/
Views: 237887 carwow
Management Moment: Buy, Lease or Hire?
 
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Buy, Lease or Hire? When it comes to farm equipment, there is no easy answer. This Management Moment video explores some of the advantages and drawbacks of each. Video highlights: Leasing equipment means lower payments for easier cash flow. Lease payments are also often 100% tax deductible When you buy equipment you can write off the interest costs on a purchase loan and eventually write off the purchase amount too -- just not on a monthly basis like a lease. Hiring a custom operator is the third option. To assess this option, you need to know what your cost per acre is for both ownership and leasing the equipment. Sitting down with your accountant and understanding the implications of each choice for your farm is a good place to start making an informed decision. http://www.fcc.ca/multimedia
Views: 1777 Farm Credit Canada
Advantages of an Equated Monthly Installment (EMI)
 
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Equated Monthly Installment(EMI) is best option for salaried persons, thhey may not be able to make purchases in lump sums or pay off large chunks of money towards loans etc. An EMI will work as a boon for this strata of people. Know More About EMI Here @ https://www.bankbazaar.com/finance-tools/emi-calculator.html
Views: 123 hemanth gajulapalli
Lease Financing and Hire-Purchase
 
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Subject:Hotel & Tourism Management Paper: Tourism & Hospitality Entrepreneurship and Legal Environment
Views: 19 Vidya-mitra
Advantages and Disadvantages of Credit Card in Hindi | By Ishan
 
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Advantages and Disadvantages of Credit Card in Hindi | By Ishan A credit card allows you to borrow money from a bank to make purchases, whether you’re buying a burger or a round-trip ticket to France. As long as you pay back the money you borrow within the “grace period” of 25-30 days, you don’t have to pay extra. If you don’t pay it back in that time period, you’ll have to pay interest — a percentage of the money you owe the bank — on top of what you borrowed. Choosing a credit card: When you’re deciding which credit card to get, ask yourself this question: Will I be paying interest on my debts? If you pay your credit card balance in full and on time each month, you won’t be charged interest. In that case, it’s worth it to get a credit card with rewards. These cards give you points, cash or airline miles every time you use them. However, rewards cards have higher interest rates — high enough to wipe out the value of the rewards you earn. That brings us to what to do if you do carry a balance (in other words, you don’t pay off your debt every month). You’ll want to minimize your interest payments, so you should pick a credit card that has a low interest rate. Your credit card is issued by a bank, such as Bank of America, Chase or Wells Fargo. The bank determines your interest rate, fees and rewards, so it’s important to find a bank that offers a card you like. Transactions are processed on a network, like Visa, Mastercard or American Express. The network doesn’t really affect the features on a card, except for such perks like rental car insurance or price protection. However, the network determines where the card is accepted. In general, the better your credit score, the better the cards you can qualify for. The most generous rewards rates, the best perks and the lowest interest rates are available to those with excellent credit. Interest payments and fees: Credit card companies make money in three ways: 1.Transaction fees charged to the merchant every time you use your credit card 2.Interest payments when you don’t pay off your debt in full 3.Fees, like late payment or annual fees You don’t have to worry about that first one. Transaction fees are a problem only for merchants. Instead, concern yourself with interest payments and fees. If you have a rewards credit card, remember that issuers don’t give those points out of the goodness of their hearts. Many people think they earn more in rewards than they pay in interest, but if you carry a balance, that’s rarely the case. If you think there’s a chance you won’t pay off your balance every month, steer clear of rewards cards. Credit cards charge a number of fees, from an annual fee to cash advance fees to late payment fees. Most cards nowadays don’t have an annual fee unless they offer big rewards or are designed for people with less-than-good credit, but make sure to make at least the minimum monthly payment on time, or you may be slapped with a late fee and a higher interest rate — and you might even see your credit score suffer. REWARDS PROGRAM DETAILS: If you have a rewards credit card, this portion will spell out exactly how you earn and redeem your rewards. Read this section carefully. Many credit card rewards programs are fantastic, giving you cash back or points you can redeem for free travel. But others aren’t all they make out to be — paying minuscule rates or giving you rewards only for crummy merchandise you don’t want or gift cards you’ll never use. Disclaimer- Some contents are used for educational purpose under fair use. Copyright Disclaimer Under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research. Fair use is a use permitted by copyright statute that might otherwise be infringing. Non-profit, educational or personal use tips the balance in favor of fair use. All credit for copyright materiel used in video goes to respected owner. Keep Supporting Us :- Website : https://www.ishanllb.com/ Website : http://www.eisarahi.com/ Email : [email protected] Facebook Official : https://www.facebook.com/eisarahiofficial Facebook Page : https://www.facebook.com/IshanLLB/ Twitter : https://twitter.com/ishanllb Tags:Advantages and Disadvantages of Credit Card in Hindi,basic details of debit and credit cards in hindi,credit card ki basic jankari,credit card ki abc hindi me,first time user credit card,credit card hindi,benefits of credit card,advantages and disadvantage of using credit cards,credit card mistakes,credit card bill payment,apply for credit card,advantages of credit card in hindi,credit card vs debit card hindi,credit card kya hai,credit card kaise le,ishan llb
Views: 661841 ISHAN LLB
Leasing vs. Buying a Car - Dave Ramsey Rant
 
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Leasing vs. Buying a Car, which is better? Visit the Dave Ramsey store today for resources to help you take control of your money! https://goo.gl/gEv6Tj Welcome to The Dave Ramsey Show like you've never seen it before. The show live streams on YouTube M-F 2-5pm ET! Watch Dave live in studio every day and see behind-the-scenes action from Dave's producers. Watch video profiles of debt-free callers and see them call in live from Ramsey Solutions. During breaks, you'll see exclusive content from people like Rachel Cruze, and Chris Hogan, Christy Wright and Chris Brown —as well as all kinds of other video pieces that we'll unveil every day. The Dave Ramsey Show channel will change the way you experience one of the most popular radio shows in the country!
Views: 408006 The Dave Ramsey Show
Saving Money: Which is Better - Buying or Leasing a Car?
 
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In this special episode, we examine the age-old question: is it better to buy or lease a car? Tune in for new episodes every Monday, Tuesday and Thursday! Watch More Stuff You Should Know on TestTube http://testtube.com/stuffyoushouldknow Please Subscribe to Stuff You Should Know http://www.youtube.com/subscription_center?add_user=joshandchuck Watch More http://www.youtube.com/JoshAndChuck Twitter http://twitter.com/SYSKPodcast Facebook http://facebook.com/StuffYouShouldKnow Google+ http://google.com/+joshandchuck Stuff You Should Know Website http://stuffyoushouldknow.com
Advantages and Disadvantages of RTO
 
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http://www.RigleyRealtyGroup.com Elk Grove Homes for Sale, Elk Grove Realtor Mike & Jennifer Rigley discuss The advantages and disadvantages of a Rent to Own Elk Grove Realtor and Elk Grove Area Specialists Mike & Jennifer Rigley here bringing you the latest Elk Grove Real Estate Information. Thank you for joining us today. Before Elk Grove homebuyers decide to purchase a home, the idea of a Rent to Own crosses their mind. Is a Rent To Own in Elk Grove a good decision? But more so, what is a Rent to own? A Rent to own (also known as an RTO) is "an arrangement between a consumer and a seller that allows the consumer to rent for a defined period of time. However, a condition in the rental agreement provides the consumer with an opportunity to purchase the rented property by continuing to pay the rental fee for a length of time OR by paying a lump sum payment" --investopia.com Let's break it down in English shall we. The renters pay a monthly lease amount and each month a portion of the rent is set aside in a rent to own contract as part of the down payment needed to buy the home. After a set time frame (usually about 1 to 2 years of leasing) the buyers have the option of whether or not they want to purchase the home. If they choose to keep the home they would then make arrangements to get a mortgage. Here are a few disadvantages and advantages of a Rent To Own... Advantages - If you decide you do not like the Elk Grove home or Elk Grove neighborhood etc. you do not have to buy it - Allows you to become a homeowner, in time, by saving but your already in the home - Gives you time to repair any damaged credit - Equity growth - Minimal maintenance Disadvantages - If you do not wish to buy the Elk Grove home all the money you have spent is just looked at as rent - If you decide to buy you will have to get a mortgage loan - If you miss a payment and/or do not maintain the property as agreed, the seller may evict you - Higher monthly payments - Home can depreciate All in all, Rent to own Elk Grove homes have several advantages and disadvantages for both the buyer and the seller. The question is, are you willing to take the risk? Need help finding that perfect place to call home? Call us today at 916-378-4671 for a free no obligation consultation or log on to http://www.RigleyRealtyGroup.com to start your on-line home search now. Call us today -- you'll be glad you did.
Views: 10 ElkGroveHomeSales
How To Lease A New Car And Avoid Dealer Scams
 
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Read our full detailed buying a new car leasing tips chapter here: https://www.carbuyingtips.com/lease.htm All you need to know about auto leases and avoiding car dealer scams. We will cover what car leasing means, how it works, advantages and disadvantages of car leases. We'll review the best free discount new car quoting web sites to get you new car price quotes. How to get out of your car lease via an early lease termination without paying any penalties. Swap a lease strategies: How to use online sites to transfer your car lease. Our free car lease calculator Excel spreadsheet download to help you make informed decisions on auto leasing.
Views: 70854 carbuyingtipscom
Lease vs Rent - Hindi
 
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In this lease vs rent comparison, let us understand meaning, pros & cons of leasing or renting an asset. When you sign a lease agreement, you are committing yourself for the long term, while in a rent agreement the commitment is for short term. Let us learn the exact details of when to sign a lease deed and when to go for renting a house, a car or any equipment or machinery. Today you can rent almost anything, from a car & furniture to electronics & clothes. You can rent a car from Ola Cabs or Uber or a self drive car from apps like Zoomcar. Share this Video: https://youtu.be/QOgJN5Um7IE इस लीज़ वर्सेज़ रेंट की तुलना में, चलिए इनके अर्थ, किसी संपत्ति को लीज़ और रेंट करने के प्रोज़ और कॉन्स समझते हैं। जब आप एक लीज़ एग्रीमेंट पर साइन करते हैं तो आप अपने आप को लम्बी अवधि के लिए कमिट कर रहे होते हैं, जबकि एक रेंट एग्रीमेंट में कम अवधि के लिए कमिट करते है। चलिए समझते हैं की कब आपको कोई घर, कार, इक्विपमेंट या मशीनरी लीज़ साइन करनी चाहिए और कब आपको रेंट करना चाहिए। आज आप कार और फर्नीचर से लेकर इलेक्ट्रॉनिक्स और कपड़े तक लगभग कुछ भी किराए पर ले सकते हैं। आप ओला कैब्स या उबर की कार रेंट पर ले सकते हैं या जूमकार जैसे ऐप्स से सेल्फ ड्राइव कार भी किराए पर ले सकते हैं। Subscribe To Our Channel and Get More Finance Tips: https://www.youtube.com/channel/UCsNxHPbaCWL1tKw2hxGQD6g To access more learning resources on finance, check out www.assetyogi.com In this video, we have explained: What is lease agreement and rent agreement? What is the difference between lease and rent? When should you lease an asset and when should you rent an asset? What are the advantages and disadvantages of leasing and renting assets? What are the things you should keep in mind while signing a lease agreement and rent agreement? Even though these terms are often used interchangeably, they are not same. Lease deed or lease agreement is generally signed for long term. Renting and leasing both has their pros & cons. In property lease agreement the landlord can't arbitrarily increase the monthly lease amount & the tenant can't leave the property whenever they want without any repercussion. Make sure to Like and Share this video. Other Great Resources AssetYogi – http://assetyogi.com/ Follow Us: Twitter - http://twitter.com/assetyogi Facebook – https://www.facebook.com/assetyogi Instagram - http://instagram.com/assetyogi Linkedin - http://www.linkedin.com/company/asset-yogi Pinterest - http://pinterest.com/assetyogi/ Google Plus – https://plus.google.com/+assetyogi-ay Hope you liked this video about “Lease vs Rent”.
Views: 13460 Asset Yogi
Advantages and Disadvantages of RTO
 
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http://www.RigleyRealtyGroup.com Carmichael Homes for Sale, Carmichael Realtor Mike & Jennifer Rigley discuss The advantages and disadvantages of a Rent to Own Carmichael Realtor and Carmichael Area Specialists Mike & Jennifer Rigley here bringing you the latest Carmichael Real Estate Information. Thank you for joining us today. Before Carmichael homebuyers decide to purchase a home, the idea of a Rent to Own crosses their mind. Is a Rent To Own in Carmichael a good decision? But more so, what is a Rent to own? A Rent to own (also known as an RTO) is "an arrangement between a consumer and a seller that allows the consumer to rent for a defined period of time. However, a condition in the rental agreement provides the consumer with an opportunity to purchase the rented property by continuing to pay the rental fee for a length of time OR by paying a lump sum payment" --investopia.com Let's break it down in English shall we. The renters pay a monthly lease amount and each month a portion of the rent is set aside in a rent to own contract as part of the down payment needed to buy the home. After a set time frame (usually about 1 to 2 years of leasing) the buyers have the option of whether or not they want to purchase the home. If they choose to keep the home they would then make arrangements to get a mortgage. Here are a few disadvantages and advantages of a Rent To Own... Advantages - If you decide you do not like the Carmichael home or Carmichael neighborhood etc. you do not have to buy it - Allows you to become a homeowner, in time, by saving but your already in the home - Gives you time to repair any damaged credit - Equity growth - Minimal maintenance Disadvantages - If you do not wish to buy the Carmichael home all the money you have spent is just looked at as rent - If you decide to buy you will have to get a mortgage loan - If you miss a payment and/or do not maintain the property as agreed, the seller may evict you - Higher monthly payments - Home can depreciate All in all, Rent to own Carmichael homes have several advantages and disadvantages for both the buyer and the seller. The question is, are you willing to take the risk? Need help finding that perfect place to call home? Call us today at 916-378-4671 for a free no obligation consultation or log on to http://www.RigleyRealtyGroup.com to start your on-line home search now. Call us today -- you'll be glad you did.
leasing pros and cons
 
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Views: 57 waecmathfaq
Straight Line Method of Depreciation Explained In Hindi
 
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In this video I have tried to explain the Straight Line Method or Fixed Installment Method of Depreciation in full details with advantages and disadvantages. Please like, comment and share the video to support our efforts and do subscribe the channel. Link to the article on my website : http://thecommercetutor.com/methods-of-depreciation-straight-line-method/ Thanks for watching my videos. Support, Share and Subscribe! Gear I use: For writing on screen: http://amzn.to/2wSA955 Microphone : http://amzn.to/2w8ktKk Laptop: http://amzn.to/2wJo8jd Link for my facebook page: https://facebook.com/thecommercetutor Website: http://www.thecommercetutor.com
Views: 26687 The Commerce Tutor
Why lease a vehicle
 
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Finance Lease advantages and disadvantages Finance Lease is a popular funding option for commercial vehicles where Contract Hire is not suitable. (Cars can be financed as well) Your business uses the vehicle while paying a rental rather than a repayment. The monthly rental is determined by the initial cost of the vehicle (excluding VAT), the period of the finance lease and the residual value (the estimated future value of the vehicle at the end of the finance lease period once depreciation is taken into account), plus interest. Advantages: Minimum capital expenditure Accurate monthly budgeting A fixed interest rate is available on some contracts No damage recharge as you are responsible for disposal of the vehicle Finance lease is a very popular choice for VAT registered companies as they can claim back 50% of the VAT on the finance element for cars and generally 100% for commercials (subject to no private use). On contracts with maintenance the service element VAT is 100% recoverable Rentals can be offset against the businesses profits. Cars with a CO2 output above 130g/km are currently subject to a 15% disallowance on the amount of the rental that can be claimed against the businesses taxation, for cars with a CO2 output of 130g/km or below, there is currently no disallowance Reduced administration On-going advice and support Optional maintenance package Optional breakdown rescue cover Optional replacement vehicle cover in event of breakdown Optional GAP insurance which provides cover for the shortfall between the outstanding finance and the insurance value if the vehicle is declared a write-off by your insurance company Disadvantages: You will never own the vehicle as the vehicle must be sold to a third party as the end of the agreement Operating risk associated with the vehicle Interest rates can vary on some contracts You must have fully comprehensive vehicle insurance More Information on Finance Lease: Although you never take ownership, at the end of the finance lease contract a payment equivalent to the residual value is payable. Usually this means that the vehicle is sold and a proportion of the proceeds of the sale are returned to the lessee. Most finance lease companies will offer a number of payment options to suit your cash flow. You can lower the monthly rental with a balloon payment at the end of the contract, or you can pay the entire cost in monthly rentals (normally referred to as a fully amortised Finance Lease), in which case you may be able to extend the finance lease with a secondary rental (sometimes called a peppercorn rental)
Pros and cons of preworkout supplements
 
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Hire me as your online trainer: .http://bucholtzkeith.wix.com/kbonlinefitness Use my promo code "KeithB10" on Masscular Fit apparel: http://www.masscular.com/ Twitter: https://twitter.com/KeithBucholtz Facebook: https://www.facebook.com/keith.bucholtz Instagram: http://instagram.com/keithb10 Use the promo code "KEITHB15" on http://www.getgenetx.com/ to get 15% off your purchase.
Views: 7966 Keith Bucholtz
Pros and cons of leasing and buying
 
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This video weighs up the pros and cons of buying and leasing business equipment and how this can affect your business. Informi is a free and impartial online resource for small businesses and startups. You can find out more about funding your business here: https://informi.co.uk/articles/how-do-i-get-funding-new-business Download our free how to start a business in 20 days ebook here: https://informi.co.uk/articles/how-start-business-20-days-ebook
Views: 527 Informi
What Are The Advantages And Disadvantages Of Owning A Franchise?
 
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Franchises have a higher rate of success than start up businesses buying franchise can be quick way to set your own business without starting from scratch. Limitations on product service offerings if a franchisee owns franchise 24 jun 2011 discover the top 7 disadvantages to buying and owning. It is easer for the franchisee to obtain bank loan starting a franchise business advantages and disadvantages of franchising. When considering life as an entrepreneur, it is important to understand the definitions 7 may 2013 here are some key considerations before deciding if franchising for you. Krispy kreme forced franchisees to buy equipment at very high mark ups, advantages for the franchisor in entering a franchising agreement, some of before buying franchise it is important undertake careful research, and seek franchising; Advantages disadvantages franchisingAdvantages. It's also a great way to break into the business world with an so understanding some of advantages and disadvantages franchising your is good starting point. Business advantages and disadvantages of franchising franchise the balance. The top 7 disadvantages of buying a franchise is franchises boundlesssmall business. Business what are the advantages and disadvantages of owning a franchise class "" url? Q webcache. Advantages & disadvantages of franchising. Franchisors usually provide the training you need to operate their business model. Googleusercontent search. Franchises offer the independence of small business ownership supported by benefits a big network. Advantages & disadvantages of owning a franchise advantages and company formation. If business expansion is your goal businessmart advantages & disadvantages of owning a franchise. But there are also a number of drawbacks 7 nov 2016 becoming franchisee can be shortcut to success when starting business but advantages and disadvantages buying if you're an entrepreneur, well known franchise might seem like ideal decision it offers instant brand recognition, trusted product while owning path operating your own business, bad reputation become disadvantage you purchase one its franchises 4 oct 2010 rather than carrying out company formation start new limited company, people often buy into established get started in 31 jul 2015 franchising is the fastest most effective ways expand. Franchising is present in our daily lives 11 may 2015 list of franchising advantages and disadvantages india. Disadvantages and advantages of owning a franchise. Because your franchisees pay to buy outlets in chain, you can grow 4 dec 2015 get the skinny on nine things franchising offers that may benefit franchise operators typically take pride of ownership very seriously asia pacific centre for excellence. Sense of the key advantages and disadvantages a franchise business. Samsung what are the advantages & disadvantages of franchising your owning a franchise businessmart pros and cons business entrepreneur. The 9 advantages of franchising #franchiseyourbus
Views: 30 crazy sparky
3 Traits Most People Ignore When Buying a Tractor
 
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SUPPORT THE TRACTOR MIKE CHANNEL: https://www.patreon.com/TractorMike Visit the Tractor Mike website: http://asktractormike.com/ Subscribe to YouTube Channel: http://www.youtube.com/user/tractormike?sub_confirmation=1 Visit Facebook Page: https://www.facebook.com/Ask-Tractor-Mike-312112962245304/ Buy Stuff I Use: https://www.amazon.com/shop/tractormike There are a lot of options that you should consider when shopping for a tractor and I've done videos about most of them. The topic today is not really related to tractor options, but rather tractor traits that could influence your decision to purchase a particular model. These are characteristics of the design of the tractor, and can't be changed, each machine will be one way or another. The first of these is how the operator's area is mounted on the tractor. In other words, are you sitting low, where the transmission hump is exposed and right down between your ankles, or have the engineers raised the platform up where you're sitting above it? What we're discussing here is a straddle mount, a semi-straddle mount, (or semi-flat deck) or a flat deck tractor. There are advantages and disadvantages of all three. The straddle mount tractors put the operator at a low point, making the overall center of gravity lower. That's great if you're on hills, you'll be a lot more stable than if everything were mounted up high. The disadvantage to a straddle mount is related...it cuts down on your visibility. Likewise, the semi-straddle mount and flat deck tractors position you up high where visibility is good, but, on side hills you don't feel as safe. In addition, semi-straddle and flat deck tractors will often have a rubber pad that isolates the operator from heat and noise that comes from below, and that's definitely an advantage. The second trait of a tractor that generally gets no consideration is the location of the fuel tank. There are three places they can be; under the hood, behind the operator, or down by the step. I like the latter the best, many cab tractors have fuel tanks mounted under the platform. That keeps the weight of the fuel down low and helps offset the higher center of gravity of the cab. The only disadvantage to that design is the tank is down where it could be damaged by brush or stumps in the forest, but most have a steel guard around them, so that's not usually a problem. Most of us buying a non-cab tractor will have one with the fuel tank under the hood or behind us. There are advantages and disadvantages of both. The under hood design means you'll have better rear visibility, which is nice when brush hogging, but the rear mounted design can generally be filled while sitting on the seat. Also, the rear mounted design means you won't be spilling diesel fuel all over your shiny hood, or scratching it up when filling, and if you're particular about every scratch on your tractor, that may be a big deal. Finally, the last consideration is how loud the tractor is. I wish I would have paid more attention to noise levels when younger, I'm experiencing some hearing loss. What probably got me was my love for music. "Won't Get Fooled Again" by the Who or "Back in the USSR" by the Beatles turned up really loud was a joy of my youth that I'm paying for today. Couple that with a lifetime around equipment and you have a recipe for hearing damage. Most of the old guys in our business are a little hard of hearing. In the old days, before smart phones, you'd have to buy an expensive VU meter to measure how loud a tractor was. Today, there are multiple free apps you can download to measure sound. To be fair to all tractors you're shopping for, you'll need to know the PTO rated engine speed of each tractor. That's the RPM level where the tractor makes the horsepower it's rated for. So, if you have a tractor that's 40 PTO horsepower at 2600 RPM, you'll want to check it at that speed. That's different for every tractor. I show two in the video, a Massey, with a Perkins engine with a long stroke designed for agricultural operation, that has a rated engine speed of 2200 RPM. Also a New Holland TC40 with a 2600 RPM rated speed. Will the Massey be quieter than the New Holland because the engine is running 400 RPM slower? Not necessarily, because the New Holland has a semi-straddle mount design with a thick rubber pad on the deck, the Massey is a straddle mount. So, I have no idea which one will be quieter, that could possibly be the topic for a future video. Bottom line is, if you spend a lot of time on your tractor, and are like I am and just can't force yourself to wear ear protection, you may want to check how loud each tractor is before you buy. I'm probably going to get some comments from people who think these three traits would have zero influence on their decision on which tractor to buy and that's okay. If you're more particular, this video may insure you get a tractor you love. Copyright 2018 Tractor Mike LLC
Views: 8121 Tractor Mike
041 – Should You Lease or Finance a Car? (Using Your Power)
 
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http://usingyourpower.com/041-lease-finance-car/ Thinking about getting a car? Are you planning to lease, finance, or purchase the car outright? Which is the best option for you? In this episode of Using Your Power, David Andrew Wiebe and Maveen Kaura discuss the upsides and downsides of leasing and financing a vehicle. Podcast Highlights: 00:00 – Audible intro 00:35 – Introduction to our topic 00:57 – Leasing reason 1: Lower monthly payments 01:21 – Finance reason 1: No restrictions 01:54 – Leasing reason 2: Negotiate better rate / down payment 02:10 – Finance reason 2: No sales process every 2 - 4 years 02:57 – Leasing reason 3: Driving less than the average 04:02 – Finance reason 3: Dealerships give you good discounts 04:30 – Leasing reason 4: Usually less wear and tear on the car 05:02 – Finance reason 4: Don’t have to fix damage on a financed car 05:40 – Leasing reason 5: You have a business, or you're looking to get a new car ever few years 06:36 – Finance reason 5: Need higher payments to offset income in business 07:07 – Maveen and David discuss advantages and disadvantages of both 11:00 – We learn financing in school not leasing 12:20 – David’s final thoughts 12:58 – Maveen’s final thoughts 13:46 – Outro
Views: 20 Using Your Power
Advantages and Disadvantages of being a Flight Attendant [PART 2] | MISSKAYKRIZZ
 
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Hey guys! Here is the part 2 of this series of the advantages and disadvantages of being a flight attendant! I hope you find it inspiring,informative and fun! See you in the skies! and i will fly with you soon! Hi Guys! Its me Miss Kaykrizz (a.k.a. Ruth) and welcome to my channel. Im a Former International Flight Attendant in the middle east. I hope you like my vids, it is made with love. :) Check out my book: READY FOR TAKE-OFF: 8 PROVEN STEPS TO GET YOUR DREAM JOB AS A FLIGHT ATTENDANT. https://misskaykrizz.com/shop Get 10% off the price with discount code: FLYFAM2019 My Online Flight Attendant School: Ready for take-off Masterclass: Online course to pass your job interview. https://readyfortakeoff.teachable.com/p/ready-for-take-off Get 10% off the price with discount code: FLYFAM2019 Let me know your ideas of what I should film in the comments section below. To be notified with my new uploads, kindly click the 'BELL' button beside the 'SUBSCRIBE' button. Don't forget to LIKE, COMMENT & SUBSCRIBE! Check out my mommy channel: https://www.youtube.com/channel/UCi2vXBM4JEZSsGa2cJXjPTQ/featured Other Recommended Books for Interview: From Kara Grand 101 Questions and Answers for Cabin Crew interview https://gumroad.com/a/877081715/qSGz How to be a Flight Attendant https://gumroad.com/a/877081715/ODRt  Online Flight Attendant Courses: Becoming Cabin Crew https://lifeasabutterfly.teachable.com/courses/online-diploma-in-becoming-cabin-crew?affcode=243880_r2brrh1q Cabin Crew Interview Mastery https://flightattendant.teachable.com/?affcode=204501_25sa2k1j FREE STUFF!! Hiring Alert Email from me: (Philippines Only) https://www.subscribepage.com/hiringalert FB Group https://www.facebook.com/groups/1804720193177156/ CONNECT WITH ME HERE ❤️FACEBOOK❤️ https://www.facebook.com/beaflightattendant/ ❤️TWITTER❤️ https://www.twitter.com/misskaykrizz ❤️ INSTAGRAM ❤️ https://www.instagram.com/misskaykrizz/ ❤️ BLOG ❤️ www.misskaykrizz.com ❤️ EMAIL ME ❤️ [email protected] Key Words: Flight Attendant Interview Tips Cabin Crew Skin Care Routine Pinay Youtuber Filipino Youtuber Philippines Vlogger Korean Makeup Family Vlog Tavel Vlog Pinay Vlogger Tagalog Vlogger Bisaya Vlogger Easy Makeup Misskaykrizz FTC Disclaimer: Affiliate links will give the creator a small commission if a purchase is made. Which help create FREE content on this channel.
Views: 13428 MissKaykrizz
Forklift Hire Tips  When Buying Forklift
 
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http://www.theforkliftcompany.net It is a big decision buying a forklift and will require you to consider your companies needs and specifications. You also need to decide whether it is best for your company to purchase a new or used one, or even rent one. This in itself has many advantages and disadvantages and reasons for and against.
Views: 255 theforkliftcompany
Top 3 Home Loan Benefits in India (Hindi)
 
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3 home loan benefits that will help you understand why you should take a home loan in India. Home loan has tax benefits and also is the lowest interest loan. Let's see how this can be used to generate higher returns on your investment? Related Videos: Home Loan - Process: https://youtu.be/t-GVQJhkoRo होम लोन के 3 फयदे जो आपको ये समझने में मदद करेंगे की आपको इंडिया में होम लोन क्यों लेना चाहिए। होम लोन के टैक्स बेनिफिट्स भी हैं और ये सबसे कम ब्याज दर वाला लोन होता है। चलिए देखते हैं ये आपके इन्वेस्टमेंट से ज़्यादा रिटर्न्स लेने में कैसे इस्तेमाल किया जा सकता है? Share this Video: https://youtu.be/FRZJsZBn-Rs Subscribe To Our Channel and Get More Property and Real Estate Tips: https://www.youtube.com/channel/UCsNxHPbaCWL1tKw2hxGQD6g If you want to become an Expert Real Estate investor, please visit our website https://assetyogi.com now and Subscribe to our newsletter. In this video, we have explained: How home loan is beneficial? What are the tax benefits of a home loan? What are the advantages of taking a home loan? What is the home loan process in India? How lowest interest rate for a home loan makes it beneficial? How to take advantage of home loan? What is the principal payment under section 80C? What is the interest repayment under section 24C? How to get higher return on investment with the help of home loan? What is the best way to get more benefits from investment in residential property with housing loan? What are some home loan tips to get higher returns from investment in residential property? होम लोन कैसे फायदेमंद है? होम लोन के कर लाभ क्या हैं? होम लोन लेने के क्या फायदे हैं? इंडिया में होम लोन लेने की प्रक्रिया क्या है? सबसे कम ब्याज दर होना होम लोन लेने के लिए कैसे लाभकारी है? होम लोन का लाभ कैसे उठाएं? धारा 80 सी के तहत प्रिंसिपल पेमेंट क्या है? धारा 24 सी के तहत इंटरेस्ट रीपेमेंट क्या है? होम लोन की सहायता से निवेश पर ज़्यादा रिटर्न कैसे प्राप्त करें? आवास ऋण के साथ आवासीय संपत्ति में निवेश से अधिक लाभ प्राप्त करने का सबसे अच्छा तरीका क्या है? रेजिडेंशियल प्रॉपर्टी में निवेश से अधिक रिटर्न प्राप्त करने के लिए कुछ होम लोन टिप्स क्या हैं? Make sure to Like and Share this video. Other Great Resources AssetYogi – http://assetyogi.com/ Follow Us: Google Plus – https://plus.google.com/+assetyogi-ay Pinterest - http://pinterest.com/assetyogi/ Facebook – https://www.facebook.com/assetyogi Twitter - http://twitter.com/assetyogi Instagram - http://instagram.com/assetyogi Linkedin - http://www.linkedin.com/company/asset-yogi Hope you liked this video in Hindi on “Top 3 Home Loan Benefits in India".
Views: 97856 Asset Yogi
Land Investing - Pros and Cons Investing in Land - REIClub.com
 
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http://www.REIClub.com Investing In Land Has Many Pros and Cons. Here Are Some Key Points About Land Investing For Real Estate Investors... SUBSCRIBE TO OUR YOUTUBE CHANNEL http://www.youtube.com/subscription_center?add_user=reiclub SUBSCRIBE TO OUR FREE NEWSLETTER https://www.reiclub.com/real-estate-newsletter.php LET’S CONNECT http://www.facebook.com/reiclub http://twitter.com/reiclub https://plus.google.com/+reiclub http://www.pinterest.com/realestateclub/ Hi, this is Frank Chen with REIClub.com, the only site you need as a real estate investor. Today I've got quick video on investing in land. How to Invest in Land? - Begin with the end in mind - Find a location - Is it for residential or commercial use - Verify Zoning for land you are interested in - restrictions by city? - Check out traffic counts - planned road improvements - don't want to own a Lot where a highway is being built - Verify if there are water sources, septic system - DO NOT MAKE ASSUMPTIONS - Check the surveys for exact acreage - don't overpay - Speak with Local builders - new businesses coming into town? - City planning board - Purchase land in the path of growth Buying and selling land is a real estate specialty so it's important to work with an experienced real estate agent - MLS, office networking, builders - Down-payments usually 20-30% - lower for higher quality land - location Land Investment Advantages - Stability - Fixed Value - considered a stable investment in the long run - Safer than Stocks, but also more conservative - Tangible Investment - Greater long-term returns - when land becomes more scarce, value increases - You can flip it - The cost of raw land is relatively more affordable than developed land - Property taxes, and all around maintenance are less vs. developed - You can build your home, an investment property or use it commercially for profit - Farming, Agriculture and Renting - Use it for Parking Space - Sell to builders - Subdivide the land - sell portions of it Land Investing Disadvantages - no immediate cash flow - Typically longer term investment - Survey's can be expensive - secure development - Zoning Restrictions and permits - Property Taxes every year - Bad location - not in growth path - never sell - Permits and Approvals - based on political climate - changes over time - Costly to drill a well - Costly to create a septic system - Eye Sore's - Landscape maintenance - HOA Fees Investing in land is definitely a long term commitment, but offers great return potential. Depending on the location, you can secure a pretty safe land investment, at a fair price and sell it for large profits. Not every piece of land will be considered a good deal, check your zoning, check with your city, check your surveys, and perform your necessary due diligence. Remember, there is only so much space in the world, and we're only getting more crowded, so its only a matter of time before land becomes scarce, and incredibly valuable. Again, this is Frank Chen with REIClub.com. Please take the time to leave your comments for this video below and please subscribe to our YouTube channel so you'll be automatically notified when we upload more quick video tips for you. Take care and good investing. https://youtu.be/ROIsf9tUx6s "REIClubRealEstateInvesting"
Views: 34378 reiclub
Leasing
 
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Install our android app CARAJACLASSES to view lectures direct in your mobile - https://bit.ly/2S1oPM6 Join my Whatsapp Broadcast / Group to receive daily lectures on similar topics through this Whatsapp direct link https://wa.me/917736022001 by simply messaging YOUTUBE LECTURES Did you liked this video lecture? Then please check out the complete course related to this lecture, FINANCIAL MANAGEMENT – A COMPLETE STUDYwith 500+ Lectures, 71+ hours content available at discounted price(10% off) with life time validity and certificate of completion. Enrollment Link For Students Outside India: https://bit.ly/2PmYtDf Enrollment Link For Students From India: https://www.instamojo.com/caraja/financial-management-a-complete-study-online/?discount=inyfmacs2 Our website link : https://www.carajaclasses.com Indepth Analysis through 300+ lectures and case studies for CA / CFA / CPA / CMA / MBA Finance Exams and Professionals ------------------------------------------------------------------------------------------------------------------------ Welcome to one of the comprehensive ever course on Financial Management – relevant for any one aspiring to understand Financial Management and useful for students pursing courses like CA / CMA / CS / CFA / CPA, etc. A Course with close to 300 lectures explaining each and every concept in Financial Management followed by Solved Case Studies (Video), Conversational Style Articles explaining the concepts, Hand outs for download, Quizzes and what not?? ------------------------------------------------------------------------------------------------------------------------ This course is about Financial Management. By taking up this course, you will have opportunity to learn the all facets of Financial Management. Knowledge on Financial Management is important for every Entrepreneur and Finance Managers. Ignorance in Financial Management can be disastrous because it would invite serious trouble for the very functioning of the organisation. This is a comprehensive course, covering each and every topic in detail. In this course,you will learn the Financial Management basic concepts, theories, and techniques which deals with conceptual frame work. Following topics will be covered in this course a) Introduction to Financial Management (covering role of CFO, difference between Financial Management, Accounting and other disciplines) b) Time Value of Money c) Financial Analysis through Ratios (covering ratios for performance evaluation and financial health, application of ratio analysis in decision making). d) Financial Analysis through Cash Flow Statement e) Financial Analysis through Fund Flow Statement f) Cost of Capital of Business (Weighted Average Cost of Capital and Marginal Cost of Capital) g) Capital Structuring Decisions (Capital Structuring Patterns, Designing optimum capital structure, Capital Structure Theories). h) Leverage Analysis (Operating Leverage, Financial Leverage and Combined Leverage) I) Various Sources of Finance j) Capital Budgeting Decisions (Payback, ARR, MPV, IRR, MIRR) k) Working Capital Management (Working Capital Cycle, Cash Cost, Budgetary Control, Inventory Management, Receivables Management, Payables Management, Treasury Management) This course is structured in self learning style. It will have good number of video lectures covering all the above topics discussed. Simple English used for presentation. Take this course to understand Financial Management comprehensively. Mandatory Disclosure regarding course contents: This course is basically a bundle of following courses: a) Time Value of Money b) Cash Flow Statement Analysis c) Fund Flow Statement Analysis d) Finance Management Ratio Analysis e) Learn how to find cost of funds f) Learn Capital Structuring g) Learn NPV and IRR Techniques h) Working Capital Management. If you are purchasing this course, make sure you don't purchase the above courses. Also note, this course is also bundled in comprehensive course named Accounting, Finance and Banking - A Comprehensive Study. So if you are purchasing above course, make sure you don't purchase this course. • Category: Business What's in the Course? 1. Over 346 lectures and 48 hours of content! 2. Understand Basics of Financial Management 3. Understand Importance of Time Value of Money 4. Understand Financial Ratio Analysis 5. Understand Cash Flow Analysis 6. Understand Fund Flow Analysis 7. Understand Cost of Capital 8. Understand Capital Structuring 9. Understand Capital Budgeting Process 10. Understand Working Capital Management 11. Understand Various sources of Finance Course Requirements: 1. Students can approach with fresh mind Who Should Attend? 1. Any one who wants to learn Financial Management comprehensively 2. MBA (Finance) students 3. CA / CMA / CS / CFA / CPA / CIMA
Views: 3609 CARAJACLASSES
Exposed: RoofStock’s TurnKey Real Estate Investing
 
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As highly requested, here are my thoughts on Roofstock’s Turnkey Real Estate Investing, and some of the advantages and disadvantages through investing with them - enjoy! Add me on Snapchat/Instagram: GPStephan Join the private Real Estate Facebook Group: https://www.facebook.com/groups/therealestatemillionairemastermind/ Get $50 OFF + FREE Coaching Call FOR A LIMITED TIME: Code THANKYOU50 - The Real Estate Agent Academy: Learn how to start and grow your career as a Real Estate Agent to a Six-Figure Income, how to best build your network of clients, expand into luxury markets, and the exact steps I’ve used to grow my business from $0 to over $120 million in sales: https://goo.gl/UFpi4c For those that aren’t aware, RoofStock is a pretty cool concept. It’s a website that analyzes single family properties positioned as rentals. The advantage for buyers is that they can access homes with renters already in them, allowing them to buy a property with immediate, predictable cashflow. The advantage to the seller is that you can sell your property with the tenant already living in the house, thereby not losing out on any rental income during the selling process. From the BUYER perspective of things, I have to say, I really, really, like the layout a lot. The ability to go online and play with the numbers and instantly see how they affect your cash flow is awesome. Roofstock also has a “30-day money back guarantee,” where Roofstock will buy back the property if you’re unsatisfied with the purchase. Even though the process seems very streamlined, one of the biggest flaws I see if that it doesn’t appear like you can do your own inspections on the property. They have their own certification process and they will provide you with their own inspection reports and due diligence for you to review. My second concern is that these properties don’t seem like they’re really in prime locations. Now prime location is certainly subjective depending on who’s looking at it, but from the way I see it, these are mainly cash flowing properties. The third downside I see with this is that there’s not really any room for improvement. I understand that this isn’t Roofstock’s target audience, and they’re going after the laid back investor who just buys and sits back…nothing wrong with that…but a buyer could get MUCH more value by buying a property, remodeling it, and renting it out themselves for a higher price than buying something turn key. Some seller issues I could see: Not having a sign out front of your house. Having a sign out front makes people aware that there’s a home being sold. The more exposure a home gets, the better. Second downside…the property isn’t listed on the MLS. Again, exposure gets homes to sell at higher prices. And by not listing on the MLS, they’re excluding a LOT of buyers from even seeing that home to begin with. Third downside, because you’re selling the home occupied with a tenant, your buyer pool is very, very small. You’re immediately excluding all the families that might want to buy that home just to live in, themselves. So given that, honestly, I don’t really see it being a bad service. I’m pretty neutral about it. For buyers, it would be nice to do your own inspections and due diligence…and also to get the best bang for the buck, it’s definitely worth it to do the work yourself…but I get that not everyone has the time or interest in doing that, and if they’re okay paying a premium for turnkey properties, nothing wrong with that. I’m not a fan of the areas they have listed, they all seem too remote for me…which carries its own risk in desirability and the ability to re-rent the home, but that’s all subjective. It’s really, really important for a buyer to do their research into how easy the home will be to re-rent during a vacancy, and how well the areas are poised to grow…if any. For sellers, I suppose if you want an easy, hassle free, streamlined process for sale…it seems decent. But, I also believe that you’re leaving money on the table by ONLY appealing to investors, NOT listing on the MLS, and NOT allowing for private showings. But like I said…overall, it seems decent. I like their guarantee. I like their calculators. Would I personally use it? I really doubt it. Do I think it’s a decent place to start? It can be. For business inquiries or paid one-on-one real estate investing/real estate agent consulting or coaching, you can reach me at [email protected] Suggested reading: The Millionaire Real Estate Agent: http://goo.gl/TPTSVC Your money or your life: https://goo.gl/fmlaJR The Millionaire Real Estate Investor: https://goo.gl/sV9xtl How to Win Friends and Influence People: https://goo.gl/1f3Meq Think and grow rich: https://goo.gl/SSKlyu Awaken the giant within: https://goo.gl/niIAEI The Book on Rental Property Investing: https://goo.gl/qtJqFq Favorite Credit Cards: Chase Sapphire Reserve - https://goo.gl/sT68EC American Express Platinum - https://goo.gl/C9n4e3
Views: 15349 Graham Stephan
Pros & cons: Samsung Galaxy Note 9. How S Pen supercapacitor & water carbon cooling work? Worth it?
 
09:06
The Samsung Galaxy Note 9 was unveiled last week and there's so much hype about this particular phone. A lot of people are saying that this is the best smartphone available currently in the market, while others are saying that this is just a spec over its predecessor, that is the Galaxy Note 8. In this video, I have talked about the pros and cons of the Galaxy Note 9, how the supercapacitor inside the S pen works and also explained about the water carbon cooling deployed inside the Galaxy Note 9. 1:24 - How water carbon cooling works? 2:15 - Why Samsung design makes sense? 4:10 - How S-pen supercapacitor works? Before watching this video, please take 2 minutes to follow me on social media: Facebook: https://www.facebook.com/paramandroid Twitter: https://www.twitter.com/paramandroid Instagram: https://www.instagram.com/paramandroid Pinterest: https://www.pinterest.com/paramandroid I'm '@paramandroid' everywhere on the internet. Pros: 1. The specifications: I'm not going in-depth about the specifications of this phone because it's known fact that the Galaxy Note line of phones will have the best possible specifications for any phone for the given year. Now This phone this phone goes above and beyond that with 128 GB of storage and 6 GB of RAM for the baseline version and 512 GB of storage and 8 GB of RAM for the higher end version with an SD card slot. 2. Gaming optimizations and thermal performance: The note series of phones was never marketed to be a gaming phone, but that changes with the Galaxy Note 9. This phone comes with a proprietary technology called water-carbon cooling, and to explain it, I've to talk about 3 things that Samsung does to cool down this phone. It's still questionable whether the Galaxy Note 9 with a screen with lower refresh rate and a non-competitive speaker would be as good a gaming phone compared to the likes of the ROG phone and the Razer phone. But compared to any other flagship, this will just kill it when it comes to gaming. 3. Talking about the design of the phone as a pro for this device will come as a surprise for you because the Samsung Galaxy Note 9 has been slammed for having a mediocre design, with everything being so boxy and all. Now, I agree to the fact that externally it looks pretty similar to the predecessor Samsung Galaxy Note 8. but let me explain why the note 9 deserves to be praised for its design. Comparing it with phones like the iPhone X, the LG G7 ThinQ, the Huawei P20 and the Oneplus 6, which are all phones which race towards the notch trend, the screen to body ratio is higher for the Note 9 and that too without a notch. Externally, it might seem like a minor update from the predecessor, but internally and comparatively, this phone's design is compelling for anyone, let it be for content creation, for gaming or for productivity! 4. The S pen could now be connected to your phone through Bluetooth and the button can be mapped to do any function. As of now, it can control only music and camera, but it can do some really cool stuff once it's open for 3rd party development. The Dex support has been made much simpler and now you don't need a separate dock or anything to use it, Just plug in your USB C to HDMI cable and you have a working computer with you. 5. When you buy the premium phone from the largest phone manufacturer in the world, there is gonna to be a lot of goodness that comes along with it. Things like the variable aperture camera, AI engine which powers it, the premium customer support that comes along with it, are certain things that come along with the purchase of Galaxy note 9. Cons: 1. The price: The Samsung Note 9 baseline version with is priced at $1000 and the higher end version is priced at 1250, which I think, is comparatively too much overpriced. 2. The Snapdragon 845 is not a bad processor but it's an old processor. It came out in December 2017, and when the Samsung Note 9 releases, it'll be 10 months old. So, your Samsung Note 9 will be new for around 4 months and when the Snapdragon 850 releases, it's technically outdated. 3. There's no wow factor like under screen fingerprint scanner or a truly bezel-less display or any other innovative features. 4. Durability has always been an issue with all Samsung flagships and the Note 9 is no exception. It has dual curved edges with back glass panel, which are prone to shattering and unfortunately both of them are very slippery. It's also very bulky! 5. Samsung uses a technology called fast adaptive charging in the Note 9, which is a technology which they introduced in 2015. Now, More or less, this can be equivalent to Quick charge 2.0, but the phones that come out this year comes with Quick charge 5.0. This would mean that the Samsung Galaxy Note 9, with a much larger battery, will take more than 2 hours to charge from 0 to 100, while a phone like the Oneplus 6 will take a little more than an hour. My verdict: Don't buy it for $1000. Wait for the Samsung Galaxy S10.
Views: 2971 Parameswaran B
Drawing Conclusions: Is renting really a waste of money?
 
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If you've ever wondered why some people think renting is better than owning, here's the explanation behind how that can be true.
Views: 3058146 The Globe and Mail
How Do I Pay Myself in a Single-Member LLC? - All Up In Yo' Business
 
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Learn more about 180 Law Co. LLC by visiting http://180lawco.com. One question that I get asked quite often, because it’s a really good question, is how the owner of a single-member LLC is supposed to pay him/herself. There are two possible answers to this question, depending on how the LLC is taxed. Unless the LLC elects otherwise, a single-member LLC is considered a “disregarded entity” and all of the income to the LLC is treated as income to the business owner, and is all subject to self-employment tax. So basically, the owner of a single-member LLC can pay himself however and whenever he wants, keeping in mind a few important considerations: 1. Make sure you are prepared to pay taxes. Since the LLC is a disregarded entity, if the business earns $100k but you only “pay” yourself $50k, you are still going to be responsible for paying all of the taxes, including self-employment taxes, on the full $100k. (For simplicity’s sake, I am pretending there are no deductions or anything.) So you need to set aside enough money to make sure you can cover your taxes. 2. The business has to remain adequately capitalized. This means that you need to keep enough money in the business to cover all your overhead, debts, bills, salary for employees, etc. You should also leave some extra “padding” for possibly building up your business, purchasing equipment, and whatever else you may decide to do with your business. In the books, any payments to yourself should be recorded as “Member Distribution” or “Member Withdrawal.” If the LLC elects to be taxed as an S Corporation, on the other hand, you have to be paid a “reasonable” salary. Self-employment taxes will only be paid on that salary rather than on the full amount of profit the business earns. Any money that the business owner takes above that reasonable salary is considered a dividend and won’t be subject to self-employment taxes. To learn more about S Corporations, watch my earlier video What the Heck is an S Corporation at http://youtu.be/i5to7Da3wMw?list=UUNh7tqEn68tf0oOfq4NsFsg If your LLC is not taxed as an S Corp, you don’t need to put yourself on payroll, since those member distributions aren’t treated as normal payroll. If your LLC is taxed as an S Corp, then the salary you earn can be part of your payroll, and any additional dividends will be separate from that. Whether or not you elect to have your LLC taxed as an S Corp and how to handle and record the money that you pay yourself is an important conversation that should be had with your accountant, bookkeeper, & attorney. Doing it the “right” way can help minimize your tax liability and can make your life (and that of your accountant) much easier come tax time. Contact Aiden and learn more at www.180lawco.com. H[email protected] | 720-379-3425 Thumbs up & subscribe if you want more AUIYB! Follow Me! IG: @allupinyobusiness Twitter: @_AllUpInYoBiz www.facebook.com/180lawco www.google.com/+aidenkramerlawAUIYB www.pinterest.com/AUIYB The information provided in this video should not be construed or relied on as legal advice for any specific fact or circumstance. Its content was prepared by 180 Law Co. LLC, with its principal office located at 50 S. Steele Street, Suite 250, Denver, CO 80209. This video is designed for entertainment and information purposes only. Viewing this video does not create an attorney-client relationship 180 Law Co. LLC or any of its lawyers. You should not act or rely on any of the information contained herein without seeking professional legal advice. All Up In Yo’ Business® is a registered trademark of 180 Law Co. LLC. ©180 Law Co. LLC. All rights reserved.
Views: 352746 180 Law Co. LLC

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